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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,832 | $92,219-88.3% | $76,767-85.9% | $135,380-92.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -5.43% | 5.46%-10.9pp | 2.43%-7.9pp | 519.81%-525.2pp |
| Employer contribution / active EE | $7,502 | $3,216+133.3% | $2,485+201.9% | $4,779+57.0% |
| Participant deferral / active EE | $3,017 | $4,508-33.1% | $3,852-21.7% | $5,609-46.2% |
| Admin fee / account holder | $6,386 | $10,749-40.6% | $6,675-4.3% | $10,828-41.0% |