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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,313 | $85,171-63.2% | $172,753-81.9% | $72,976-57.1% |
| Participation rate | 63.6% | 70.1%-6.4pp | 82.6%-19.0pp | 69.5%-5.9pp |
| Annual return | 19.02% | 27.32%-8.3pp | 803.00%-784.0pp | 81.02%-62.0pp |
| Employer contribution / active EE | $1,698 | $3,324-48.9% | $5,144-67.0% | $2,440-30.4% |
| Participant deferral / active EE | $4,684 | $3,260+43.7% | $5,198-9.9% | $3,608+29.8% |
| Admin fee / account holder | $4,821 | $5,880-18.0% | $13,956-65.5% | $5,124-5.9% |