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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,211 | $75,962-68.1% | $154,108-84.3% | $64,173-62.3% |
| Participation rate | 47.8% | 70.4%-22.6pp | 83.0%-35.2pp | 69.6%-21.7pp |
| Annual return | -5.47% | 30.32%-35.8pp | 735.21%-740.7pp | 7.63%-13.1pp |
| Employer contribution / active EE | $840 | $3,350-74.9% | $5,298-84.1% | $2,381-64.7% |
| Participant deferral / active EE | $2,180 | $3,175-31.3% | $5,081-57.1% | $3,470-37.2% |
| Admin fee / account holder | $10,311 | $5,589+84.5% | $13,411-23.1% | $4,887+111.0% |