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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,873 | $68,398+89.9% | $94,664+37.2% | $75,173+72.8% |
| Participation rate | 60.7% | 76.1%-15.4pp | 80.8%-20.2pp | 67.2%-6.5pp |
| Annual return | 15.76% | 616.72%-601.0pp | 156.84%-141.1pp | 160.72%-145.0pp |
| Employer contribution / active EE | $1,650 | $2,701-38.9% | $3,673-55.1% | $2,671-38.2% |
| Participant deferral / active EE | $3,836 | $6,537-41.3% | $7,417-48.3% | $4,126-7.0% |
| Admin fee / account holder | $13,729 | $5,324+157.9% | $7,222+90.1% | $5,651+143.0% |