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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,260 | $56,287+51.5% | $80,977+5.3% | $62,881+35.6% |
| Participation rate | 66.7% | 68.9%-2.3pp | 75.8%-9.1pp | 69.3%-2.6pp |
| Annual return | 7.54% | 22.13%-14.6pp | 17.11%-9.6pp | 20.14%-12.6pp |
| Employer contribution / active EE | $2,327 | $1,943+19.8% | $3,715-37.4% | $2,281+2.0% |
| Participant deferral / active EE | $4,185 | $4,196-0.3% | $5,696-26.5% | $3,203+30.7% |
| Admin fee / account holder | $416 | $3,742-88.9% | $5,517-92.5% | $4,296-90.3% |