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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,075 | $211,946-81.6% | $169,452-76.9% | $135,382-71.1% |
| Participation rate | 45.8% | 82.6%-36.8pp | 77.8%-31.9pp | 82.6%-36.8pp |
| Annual return | -4.85% | 3.26%-8.1pp | 1.83%-6.7pp | 519.77%-524.6pp |
| Employer contribution / active EE | $662 | $5,117-87.1% | $4,157-84.1% | $4,779-86.1% |
| Participant deferral / active EE | $2,241 | $6,075-63.1% | $5,277-57.5% | $5,609-60.0% |
| Admin fee / account holder | $113 | $11,472-99.0% | $9,110-98.8% | $10,829-99.0% |