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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,278 | $113,941-81.3% | $94,229-77.4% | $125,389-83.0% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -2.03% | 5.29%-7.3pp | 10.68%-12.7pp | 282.24%-284.3pp |
| Employer contribution / active EE | $8,701 | $4,727+84.1% | $3,587+142.6% | $4,866+78.8% |
| Participant deferral / active EE | $5,955 | $5,179+15.0% | $4,320+37.8% | $5,352+11.3% |
| Admin fee / account holder | $601 | $8,392-92.8% | $6,269-90.4% | $9,541-93.7% |