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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,455 | $136,860+3.4% | $120,344+17.5% | $154,746-8.6% |
| Participation rate | 30.8% | 79.9%-49.1pp | 76.7%-45.9pp | 80.7%-49.9pp |
| Annual return | 12.14% | 21.38%-9.2pp | 20.30%-8.2pp | 172.34%-160.2pp |
| Employer contribution / active EE | $1,791 | $3,533-49.3% | $3,020-40.7% | $4,379-59.1% |
| Participant deferral / active EE | $4,848 | $5,793-16.3% | $5,135-5.6% | $6,730-28.0% |
| Admin fee / account holder | $1,182 | $15,393-92.3% | $12,742-90.7% | $14,365-91.8% |