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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,525 | $100,811-28.1% | $86,698-16.3% | $134,545-46.1% |
| Participation rate | 25.0% | 79.0%-54.0pp | 76.6%-51.6pp | 81.2%-56.2pp |
| Annual return | -11.59% | 29.11%-40.7pp | 35.96%-47.6pp | 418.37%-430.0pp |
| Employer contribution / active EE | $1,396 | $3,490-60.0% | $2,837-50.8% | $4,742-70.6% |
| Participant deferral / active EE | $4,528 | $5,339-15.2% | $4,656-2.8% | $6,401-29.3% |
| Admin fee / account holder | $648 | $10,926-94.1% | $7,492-91.3% | $11,431-94.3% |