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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,732 | $67,411-4.0% | $91,004-28.9% | $70,126-7.7% |
| Participation rate | 47.5% | 71.4%-23.9pp | 75.6%-28.1pp | 69.5%-22.1pp |
| Annual return | 17.23% | -40.16%+57.4pp | 4.60%+12.6pp | 73.15%-55.9pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,704 | $2,823-4.2% | $3,548-23.8% | $3,332-18.8% |
| Admin fee / account holder | $215 | $4,236-94.9% | $5,417-96.0% | $4,645-95.4% |