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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,704 | $100,938+36.4% | $90,461+52.2% | $158,982-13.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 16.09% | 1727.20%-1711.1pp | 1294.76%-1278.7pp | 302.99%-286.9pp |
| Employer contribution / active EE | $8,416 | $3,691+128.0% | $3,264+157.9% | $4,763+76.7% |
| Participant deferral / active EE | $8,667 | $4,350+99.3% | $3,964+118.6% | $5,983+44.8% |
| Admin fee / account holder | $1,583 | $6,510-75.7% | $5,617-71.8% | $11,252-85.9% |