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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,774 | $103,038+26.9% | $90,324+44.8% | $152,909-14.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 24.15% | 95.25%-71.1pp | 78.15%-54.0pp | 345.46%-321.3pp |
| Employer contribution / active EE | $5,150 | $3,141+64.0% | $2,856+80.3% | $4,764+8.1% |
| Participant deferral / active EE | $4,143 | $4,282-3.2% | $3,885+6.6% | $5,851-29.2% |
| Admin fee / account holder | $2,649 | $6,177-57.1% | $5,356-50.5% | $11,601-77.2% |