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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,831 | $167,533-66.7% | $151,645-63.2% | $134,545-58.5% |
| Participation rate | 81.8% | 88.4%-6.6pp | 87.5%-5.7pp | 81.2%+0.6pp |
| Annual return | -19.27% | 7.81%-27.1pp | 3.34%-22.6pp | 418.37%-437.6pp |
| Employer contribution / active EE | $947 | $6,828-86.1% | $6,165-84.6% | $4,742-80.0% |
| Participant deferral / active EE | $5,254 | $8,985-41.5% | $8,363-37.2% | $6,401-17.9% |
| Admin fee / account holder | $731 | $13,781-94.7% | $11,614-93.7% | $11,431-93.6% |