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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,298 | $209,874-65.1% | $189,537-61.3% | $167,536-56.2% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 15.06% | 748.61%-733.6pp | 555.34%-540.3pp | 478.82%-463.8pp |
| Employer contribution / active EE | $1,465 | $6,913-78.8% | $6,161-76.2% | $4,839-69.7% |
| Participant deferral / active EE | $5,325 | $8,934-40.4% | $8,220-35.2% | $6,342-16.0% |
| Admin fee / account holder | $875 | $14,299-93.9% | $12,048-92.7% | $12,315-92.9% |