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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,999 | $209,422-8.3% | $178,503+7.6% | $158,982+20.8% |
| Participation rate | 88.9% | 86.4%+2.5pp | 81.9%+7.0pp | 82.0%+6.9pp |
| Annual return | 13.69% | 188.81%-175.1pp | 151.12%-137.4pp | 302.99%-289.3pp |
| Employer contribution / active EE | $6,455 | $5,707+13.1% | $5,011+28.8% | $4,763+35.5% |
| Participant deferral / active EE | $6,372 | $5,955+7.0% | $5,202+22.5% | $5,983+6.5% |
| Admin fee / account holder | $2,585 | $17,079-84.9% | $13,987-81.5% | $11,252-77.0% |