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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,850 | $131,829-50.8% | $108,579-40.3% | $273,968-76.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 1.41% | -91.57%+93.0pp | -51.70%+53.1pp | 41.45%-40.0pp |
| Employer contribution / active EE | $13,844 | $4,912+181.8% | $3,758+268.4% | $4,869+184.4% |
| Participant deferral / active EE | $9,600 | $5,127+87.2% | $4,311+122.7% | $5,287+81.6% |
| Admin fee / account holder | $389 | $10,252-96.2% | $7,645-94.9% | $10,132-96.2% |