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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,921 | $134,001+1.4% | $112,258+21.1% | $134,509+1.0% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -18.19% | 47.15%-65.3pp | 27.47%-45.7pp | 418.13%-436.3pp |
| Employer contribution / active EE | $25,080 | $4,039+520.9% | $3,636+589.8% | $4,741+429.1% |
| Participant deferral / active EE | $0 | $5,291-100.0% | $4,728-100.0% | $6,400-100.0% |
| Admin fee / account holder | $6,495 | $7,491-13.3% | $6,411+1.3% | $11,427-43.2% |