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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,955 | $156,963-70.1% | $121,204-61.3% | $139,466-66.3% |
| Participation rate | 46.2% | 76.5%-30.3pp | 69.5%-23.4pp | 80.3%-34.2pp |
| Annual return | 16.96% | 1476.75%-1459.8pp | 987.18%-970.2pp | 373.66%-356.7pp |
| Employer contribution / active EE | $604 | $5,544-89.1% | $4,170-85.5% | $4,754-87.3% |
| Participant deferral / active EE | $2,544 | $4,848-47.5% | $4,083-37.7% | $6,712-62.1% |
| Admin fee / account holder | $355 | $6,953-94.9% | $5,651-93.7% | $11,409-96.9% |