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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,146 | $183,592+11.2% | $155,574+31.2% | $145,877+39.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 48.16% | 61.37%-13.2pp | 64.87%-16.7pp | 551.28%-503.1pp |
| Employer contribution / active EE | $3,716 | $5,317-30.1% | $4,676-20.5% | $4,663-20.3% |
| Participant deferral / active EE | $8,708 | $6,466+34.7% | $5,629+54.7% | $6,691+30.2% |
| Admin fee / account holder | $73,637 | $19,316+281.2% | $15,914+362.7% | $13,402+449.4% |