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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,146 | $183,539+11.2% | $155,556+31.2% | $145,897+39.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 48.16% | 61.31%-13.2pp | 64.84%-16.7pp | 552.29%-504.1pp |
| Employer contribution / active EE | $3,716 | $5,315-30.1% | $4,675-20.5% | $4,663-20.3% |
| Participant deferral / active EE | $8,708 | $6,467+34.7% | $5,631+54.7% | $6,689+30.2% |
| Admin fee / account holder | $73,637 | $19,275+282.0% | $15,885+363.6% | $13,390+449.9% |