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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,327 | $117,904-84.5% | $102,457-82.1% | $145,978-87.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.10% | 31.80%-20.7pp | 29.41%-18.3pp | 550.52%-539.4pp |
| Employer contribution / active EE | $1,965 | $3,613-45.6% | $3,022-35.0% | $4,662-57.9% |
| Participant deferral / active EE | $2,714 | $5,733-52.7% | $5,054-46.3% | $6,690-59.4% |
| Admin fee / account holder | $1,020 | $13,329-92.3% | $9,451-89.2% | $13,400-92.4% |