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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,768 | $88,672+275.3% | $105,223+216.2% | $82,448+303.6% |
| Participation rate | 95.0% | 67.9%+27.1pp | 75.0%+20.0pp | 68.1%+26.9pp |
| Annual return | 16.78% | 30.86%-14.1pp | 180.65%-163.9pp | 41.64%-24.9pp |
| Employer contribution / active EE | $11,377 | $3,048+273.3% | $3,689+208.4% | $2,551+346.0% |
| Participant deferral / active EE | $12,124 | $4,036+200.4% | $5,072+139.0% | $4,139+192.9% |
| Admin fee / account holder | $5,688 | $7,146-20.4% | $8,859-35.8% | $7,234-21.4% |