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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,716 | $81,504+232.2% | $102,437+164.3% | $80,959+234.4% |
| Participation rate | 95.0% | 66.9%+28.1pp | 74.5%+20.5pp | 67.7%+27.3pp |
| Annual return | 15.64% | 25.60%-10.0pp | 24.95%-9.3pp | 35.67%-20.0pp |
| Employer contribution / active EE | $10,540 | $3,104+239.6% | $3,871+172.3% | $2,757+282.3% |
| Participant deferral / active EE | $10,799 | $3,871+179.0% | $5,060+113.4% | $4,300+151.1% |
| Admin fee / account holder | $10,499 | $6,719+56.2% | $8,388+25.2% | $6,925+51.6% |