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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,815 | $138,102+14.3% | $125,381+25.9% | $134,532+17.3% |
| Participation rate | 33.3% | 84.5%-51.2pp | 82.4%-49.0pp | 81.2%-47.9pp |
| Annual return | -16.42% | 750.73%-767.1pp | 572.31%-588.7pp | 418.27%-434.7pp |
| Employer contribution / active EE | $1,656 | $5,245-68.4% | $4,815-65.6% | $4,741-65.1% |
| Participant deferral / active EE | $3,883 | $7,801-50.2% | $7,448-47.9% | $6,401-39.3% |
| Admin fee / account holder | $1,734 | $11,568-85.0% | $10,007-82.7% | $11,429-84.8% |