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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,585 | $165,381-17.4% | $149,730-8.8% | $158,966-14.1% |
| Participation rate | 40.0% | 84.6%-44.6pp | 82.5%-42.5pp | 82.0%-42.0pp |
| Annual return | 15.63% | 348.29%-332.7pp | 276.70%-261.1pp | 302.95%-287.3pp |
| Employer contribution / active EE | $2,016 | $5,104-60.5% | $4,645-56.6% | $4,762-57.7% |
| Participant deferral / active EE | $5,349 | $7,182-25.5% | $6,843-21.8% | $5,983-10.6% |
| Admin fee / account holder | $1,276 | $10,809-88.2% | $9,310-86.3% | $11,250-88.7% |