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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,141 | $156,398+8.1% | $147,318+14.8% | $138,895+21.8% |
| Participation rate | 37.5% | 83.8%-46.3pp | 82.1%-44.6pp | 79.9%-42.4pp |
| Annual return | 12.23% | 78.75%-66.5pp | 70.43%-58.2pp | 145.39%-133.2pp |
| Employer contribution / active EE | $1,019 | $4,853-79.0% | $4,593-77.8% | $4,194-75.7% |
| Participant deferral / active EE | $7,748 | $8,237-5.9% | $7,906-2.0% | $6,396+21.1% |
| Admin fee / account holder | $532 | $14,976-96.4% | $13,708-96.1% | $12,562-95.8% |