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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $631,907 | $175,231+260.6% | $149,696+322.1% | $139,466+353.1% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 25.86% | 166.77%-140.9pp | 134.46%-108.6pp | 373.66%-347.8pp |
| Employer contribution / active EE | $2,351 | $5,478-57.1% | $4,821-51.2% | $4,754-50.5% |
| Participant deferral / active EE | $4,380 | $6,521-32.8% | $5,682-22.9% | $6,712-34.7% |
| Admin fee / account holder | $40 | $16,155-99.8% | $13,212-99.7% | $11,409-99.6% |