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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $526,079 | $209,422+151.2% | $178,503+194.7% | $158,982+230.9% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 30.69% | 188.81%-158.1pp | 151.12%-120.4pp | 302.99%-272.3pp |
| Employer contribution / active EE | $1,995 | $5,707-65.0% | $5,011-60.2% | $4,763-58.1% |
| Participant deferral / active EE | $4,796 | $5,955-19.5% | $5,202-7.8% | $5,983-19.9% |
| Admin fee / account holder | $20 | $17,079-99.9% | $13,987-99.9% | $11,252-99.8% |