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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,672 | $54,239-26.9% | $70,098-43.4% | $68,495-42.1% |
| Participation rate | 59.1% | 64.5%-5.4pp | 70.5%-11.4pp | 67.9%-8.8pp |
| Annual return | -17.18% | -13.87%-3.3pp | 190.76%-207.9pp | -7.84%-9.3pp |
| Employer contribution / active EE | $0 | $2,019-100.0% | $2,560-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,569 | $2,957-13.1% | $3,849-33.2% | $4,028-36.2% |
| Admin fee / account holder | $5,591 | $4,691+19.2% | $6,266-10.8% | $5,403+3.5% |