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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,166 | $63,861-60.6% | $104,614-75.9% | $79,858-68.5% |
| Participation rate | 57.1% | 64.9%-7.8pp | 74.1%-16.9pp | 69.6%-12.5pp |
| Annual return | 14.69% | 21.30%-6.6pp | 340.56%-325.9pp | 31.72%-17.0pp |
| Employer contribution / active EE | $1,072 | $1,588-32.5% | $2,681-60.0% | $2,471-56.6% |
| Participant deferral / active EE | $1,983 | $2,693-26.4% | $3,739-47.0% | $3,740-47.0% |
| Admin fee / account holder | $308 | $4,185-92.6% | $6,464-95.2% | $5,306-94.2% |