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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,363 | $168,636-31.0% | $147,617-21.2% | $125,393-7.2% |
| Participation rate | 62.5% | 88.8%-26.3pp | 84.6%-22.1pp | 83.2%-20.7pp |
| Annual return | -1.31% | 77.65%-79.0pp | 61.98%-63.3pp | 282.23%-283.5pp |
| Employer contribution / active EE | $1,287 | $6,252-79.4% | $5,565-76.9% | $4,866-73.6% |
| Participant deferral / active EE | $3,279 | $5,507-40.5% | $4,895-33.0% | $5,351-38.7% |
| Admin fee / account holder | $10,259 | $13,580-24.5% | $11,611-11.6% | $9,541+7.5% |