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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,394 | $100,938+196.6% | $90,461+231.0% | $158,982+88.3% |
| Participation rate | 87.5% | 75.0%+12.5pp | 72.7%+14.8pp | 82.0%+5.5pp |
| Annual return | 9.98% | 1727.20%-1717.2pp | 1294.76%-1284.8pp | 302.99%-293.0pp |
| Employer contribution / active EE | $10,548 | $3,691+185.7% | $3,264+223.2% | $4,763+121.5% |
| Participant deferral / active EE | $6,626 | $4,350+52.3% | $3,964+67.1% | $5,983+10.7% |
| Admin fee / account holder | $7,347 | $6,510+12.9% | $5,617+30.8% | $11,252-34.7% |