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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,394 | $100,895+196.7% | $90,430+231.1% | $158,950+88.4% |
| Participation rate | 87.5% | 75.0%+12.5pp | 72.7%+14.8pp | 82.0%+5.5pp |
| Annual return | 9.98% | 1725.54%-1715.6pp | 1293.73%-1283.7pp | 302.91%-292.9pp |
| Employer contribution / active EE | $10,548 | $3,689+186.0% | $3,262+223.4% | $4,762+121.5% |
| Participant deferral / active EE | $6,626 | $4,347+52.4% | $3,963+67.2% | $5,983+10.8% |
| Admin fee / account holder | $7,347 | $6,505+12.9% | $5,613+30.9% | $11,248-34.7% |