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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,234 | $103,038+154.5% | $90,324+190.3% | $152,909+71.5% |
| Participation rate | 93.3% | 75.9%+17.5pp | 73.3%+20.1pp | 82.5%+10.9pp |
| Annual return | 16.28% | 95.25%-79.0pp | 78.15%-61.9pp | 345.46%-329.2pp |
| Employer contribution / active EE | $10,692 | $3,141+240.4% | $2,856+274.4% | $4,764+124.4% |
| Participant deferral / active EE | $7,304 | $4,282+70.6% | $3,885+88.0% | $5,851+24.8% |
| Admin fee / account holder | $3,037 | $6,177-50.8% | $5,356-43.3% | $11,601-73.8% |