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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,563 | $88,778+227.3% | $81,844+255.0% | $145,884+99.2% |
| Participation rate | 95.2% | 75.1%+20.2pp | 72.4%+22.9pp | 80.3%+14.9pp |
| Annual return | 9.41% | 1033.03%-1023.6pp | 778.87%-769.5pp | 551.85%-542.4pp |
| Employer contribution / active EE | $16,577 | $3,087+437.0% | $2,916+468.4% | $4,662+255.6% |
| Participant deferral / active EE | $9,586 | $4,648+106.2% | $4,323+121.7% | $6,690+43.3% |
| Admin fee / account holder | $16,858 | $8,430+100.0% | $7,355+129.2% | $13,392+25.9% |