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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,828 | $70,366+299.1% | $66,674+321.2% | $138,895+102.2% |
| Participation rate | 86.4% | 76.2%+10.2pp | 73.7%+12.7pp | 79.9%+6.4pp |
| Annual return | 11.41% | 386.41%-375.0pp | 321.24%-309.8pp | 145.39%-134.0pp |
| Employer contribution / active EE | $13,081 | $2,765+373.1% | $2,620+399.2% | $4,194+211.9% |
| Participant deferral / active EE | $8,881 | $4,374+103.0% | $4,084+117.5% | $6,396+38.9% |
| Admin fee / account holder | $23,369 | $5,262+344.1% | $5,098+358.4% | $12,562+86.0% |