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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,638 | $105,623-67.2% | $87,502-60.4% | $273,972-87.4% |
| Participation rate | 68.2% | 78.2%-10.0pp | 73.8%-5.7pp | 83.0%-14.8pp |
| Annual return | 6.49% | 12.26%-5.8pp | 12.21%-5.7pp | 41.46%-35.0pp |
| Employer contribution / active EE | $0 | $3,141-100.0% | $2,550-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,023 | $3,601-71.6% | $3,149-67.5% | $5,287-80.7% |
| Admin fee / account holder | $745 | $4,781-84.4% | $4,221-82.4% | $10,133-92.7% |