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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,109 | $152,592+69.8% | $125,180+107.0% | $152,885+69.5% |
| Participation rate | 95.8% | 83.3%+12.5pp | 79.8%+16.1pp | 82.5%+13.4pp |
| Annual return | 20.58% | 54.84%-34.3pp | 43.79%-23.2pp | 345.39%-324.8pp |
| Employer contribution / active EE | $6,861 | $4,947+38.7% | $3,866+77.5% | $4,763+44.0% |
| Participant deferral / active EE | $5,418 | $5,868-7.7% | $4,937+9.8% | $5,851-7.4% |
| Admin fee / account holder | $968 | $13,435-92.8% | $9,703-90.0% | $11,598-91.7% |