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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,075 | $138,114+10.8% | $125,391+22.1% | $134,545+13.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -28.08% | 750.88%-779.0pp | 572.41%-600.5pp | 418.37%-446.4pp |
| Employer contribution / active EE | $2,559 | $5,246-51.2% | $4,816-46.9% | $4,742-46.0% |
| Participant deferral / active EE | $10,543 | $7,801+35.2% | $7,448+41.6% | $6,401+64.7% |
| Admin fee / account holder | $308 | $11,570-97.3% | $10,009-96.9% | $11,431-97.3% |