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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,800 | $165,399+36.5% | $149,745+50.8% | $158,982+42.0% |
| Participation rate | 62.5% | 84.6%-22.1pp | 82.5%-20.0pp | 82.0%-19.5pp |
| Annual return | 37.20% | 348.34%-311.1pp | 276.72%-239.5pp | 302.99%-265.8pp |
| Employer contribution / active EE | $0 | $5,105-100.0% | $4,646-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $13,820 | $7,183+92.4% | $6,843+102.0% | $5,983+131.0% |
| Admin fee / account holder | $73,598 | $10,811+580.8% | $9,312+690.4% | $11,252+554.1% |