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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 45-4208939 | Recordkeeping | $1,250 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $491 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,086 | $75,388-42.8% | $123,552-65.1% | $55,725-22.7% |
| Participation rate | 56.4% | 75.7%-19.3pp | 82.3%-25.9pp | 70.9%-14.5pp |
| Annual return | -7.39% | 4.48%-11.9pp | 119.20%-126.6pp | 244.93%-252.3pp |
| Employer contribution / active EE | $2,369 | $3,063-22.7% | $4,628-48.8% | $2,078+14.0% |
| Participant deferral / active EE | $5,170 | $5,651-8.5% | $6,426-19.5% | $3,356+54.1% |
| Admin fee / account holder | $9 | $120-92.4% | $9,285-99.9% | $115-92.1% |