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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,218 | $112,729-44.8% | $98,716-37.0% | $137,256-54.7% |
| Participation rate | 40.0% | 74.2%-34.2pp | 69.3%-29.3pp | 80.0%-40.0pp |
| Annual return | 14.52% | 38.48%-24.0pp | 31.81%-17.3pp | 220.34%-205.8pp |
| Employer contribution / active EE | $932 | $2,725-65.8% | $2,279-59.1% | $4,156-77.6% |
| Participant deferral / active EE | $2,329 | $4,640-49.8% | $4,048-42.5% | $6,407-63.7% |
| Admin fee / account holder | $1,430 | $10,129-85.9% | $8,703-83.6% | $12,270-88.3% |