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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,140 | $165,399+10.7% | $149,745+22.3% | $158,982+15.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.51% | 348.34%-333.8pp | 276.72%-262.2pp | 302.99%-288.5pp |
| Employer contribution / active EE | $2,889 | $5,105-43.4% | $4,646-37.8% | $4,763-39.3% |
| Participant deferral / active EE | $8,959 | $7,183+24.7% | $6,843+30.9% | $5,983+49.7% |
| Admin fee / account holder | $9,260 | $10,811-14.3% | $9,312-0.6% | $11,252-17.7% |