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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,446 | $157,304-9.4% | $141,197+0.9% | $152,909-6.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 26.70% | 64.34%-37.6pp | 71.41%-44.7pp | 345.46%-318.8pp |
| Employer contribution / active EE | $2,818 | $5,263-46.4% | $4,736-40.5% | $4,764-40.8% |
| Participant deferral / active EE | $9,528 | $7,111+34.0% | $6,710+42.0% | $5,851+62.8% |
| Admin fee / account holder | $24,410 | $12,126+101.3% | $10,265+137.8% | $11,601+110.4% |