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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,069 | $106,280-39.7% | $96,538-33.6% | $139,487-54.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.69% | 38.48%-27.8pp | 35.74%-25.1pp | 373.84%-363.2pp |
| Employer contribution / active EE | $11,838 | $4,107+188.2% | $3,740+216.5% | $4,755+149.0% |
| Participant deferral / active EE | $1,650 | $5,457-69.8% | $4,880-66.2% | $6,713-75.4% |
| Admin fee / account holder | $1,217 | $7,888-84.6% | $6,737-81.9% | $11,407-89.3% |