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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,473 | $78,670-16.8% | $109,173-40.0% | $85,847-23.7% |
| Participation rate | 88.0% | 68.3%+19.7pp | 75.9%+12.1pp | 69.3%+18.7pp |
| Annual return | 14.14% | 25.09%-11.0pp | 25.75%-11.6pp | 318.61%-304.5pp |
| Employer contribution / active EE | $7,484 | $2,734+173.7% | $3,723+101.0% | $2,565+191.7% |
| Participant deferral / active EE | $1,188 | $3,467-65.7% | $4,654-74.5% | $3,952-69.9% |
| Admin fee / account holder | $646 | $5,469-88.2% | $6,755-90.4% | $6,261-89.7% |