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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,503 | $167,353+6.1% | $143,797+23.4% | $134,545+31.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -5.61% | 0.48%-6.1pp | -0.04%-5.6pp | 418.37%-424.0pp |
| Employer contribution / active EE | $16,405 | $5,620+191.9% | $4,952+231.3% | $4,742+246.0% |
| Participant deferral / active EE | $27,000 | $6,447+318.8% | $5,638+378.9% | $6,401+321.8% |
| Admin fee / account holder | $617 | $18,096-96.6% | $14,679-95.8% | $11,431-94.6% |