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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,474 | $217,432-16.5% | $185,849-2.4% | $167,536+8.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 1.04% | 148.42%-147.4pp | 122.10%-121.1pp | 478.82%-477.8pp |
| Employer contribution / active EE | $6,456 | $5,875+9.9% | $5,169+24.9% | $4,839+33.4% |
| Participant deferral / active EE | $8,667 | $6,357+36.3% | $5,569+55.6% | $6,342+36.6% |
| Admin fee / account holder | $650 | $19,818-96.7% | $16,244-96.0% | $12,315-94.7% |