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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,778 | $52,903+77.3% | $73,309+27.9% | $59,632+57.3% |
| Participation rate | 70.4% | 68.2%+2.1pp | 74.9%-4.5pp | 68.7%+1.7pp |
| Annual return | -1.44% | 12.20%-13.6pp | 5.67%-7.1pp | 2041.32%-2042.8pp |
| Employer contribution / active EE | $0 | $1,909-100.0% | $3,237-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $5,229 | $4,069+28.5% | $4,991+4.8% | $3,192+63.8% |
| Admin fee / account holder | $3,997 | $3,834+4.2% | $5,637-29.1% | $4,297-7.0% |