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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,282 | $93,598+159.9% | $135,974+78.9% | $75,173+223.6% |
| Participation rate | 47.4% | 75.2%-27.8pp | 81.9%-34.5pp | 67.2%-19.8pp |
| Annual return | 16.89% | 30.89%-14.0pp | 68.30%-51.4pp | 160.72%-143.8pp |
| Employer contribution / active EE | $1,890 | $3,538-46.6% | $4,859-61.1% | $2,671-29.2% |
| Participant deferral / active EE | $5,884 | $6,405-8.1% | $7,760-24.2% | $4,126+42.6% |
| Admin fee / account holder | $6,353 | $6,978-9.0% | $10,767-41.0% | $5,651+12.4% |