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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,219 | $89,367+58.0% | $141,1910% | $72,975+93.5% |
| Participation rate | 46.7% | 75.1%-28.5pp | 82.5%-35.8pp | 69.5%-22.8pp |
| Annual return | 22.34% | 111.87%-89.5pp | 71.41%-49.1pp | 81.01%-58.7pp |
| Employer contribution / active EE | $2,055 | $3,115-34.0% | $4,736-56.6% | $2,440-15.8% |
| Participant deferral / active EE | $3,957 | $5,419-27.0% | $6,710-41.0% | $3,608+9.7% |
| Admin fee / account holder | $1,106 | $5,957-81.4% | $10,264-89.2% | $5,124-78.4% |