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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,735 | $77,638+85.1% | $156,551-8.2% | $62,881+128.6% |
| Participation rate | 91.2% | 71.2%+20.0pp | 84.0%+7.2pp | 69.3%+21.9pp |
| Annual return | 5.42% | 50.33%-44.9pp | 32.23%-26.8pp | 20.14%-14.7pp |
| Employer contribution / active EE | $7,755 | $3,444+125.2% | $5,501+41.0% | $2,281+240.0% |
| Participant deferral / active EE | $6,930 | $3,046+127.6% | $4,871+42.3% | $3,203+116.4% |
| Admin fee / account holder | $2,292 | $5,561-58.8% | $13,028-82.4% | $4,296-46.6% |