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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $623,910 | $183,592+239.8% | $155,574+301.0% | $145,877+327.7% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 14.02% | 61.37%-47.4pp | 64.87%-50.9pp | 551.28%-537.3pp |
| Employer contribution / active EE | $26,816 | $5,317+404.4% | $4,676+473.5% | $4,663+475.1% |
| Participant deferral / active EE | $23,246 | $6,466+259.5% | $5,629+313.0% | $6,691+247.4% |
| Admin fee / account holder | $1,645 | $19,316-91.5% | $15,914-89.7% | $13,402-87.7% |