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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $623,910 | $183,627+239.8% | $155,602+301.0% | $145,978+327.4% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 14.02% | 61.32%-47.3pp | 64.81%-50.8pp | 550.52%-536.5pp |
| Employer contribution / active EE | $26,816 | $5,316+404.4% | $4,675+473.6% | $4,662+475.2% |
| Participant deferral / active EE | $23,246 | $6,466+259.5% | $5,629+313.0% | $6,690+247.5% |
| Admin fee / account holder | $1,645 | $19,327-91.5% | $15,923-89.7% | $13,400-87.7% |