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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,590 | $175,259-72.3% | $149,723-67.5% | $139,487-65.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 9.44% | 166.82%-157.4pp | 134.50%-125.1pp | 373.84%-364.4pp |
| Employer contribution / active EE | $22,193 | $5,478+305.1% | $4,821+360.3% | $4,755+366.8% |
| Participant deferral / active EE | $20,825 | $6,522+219.3% | $5,682+266.5% | $6,713+210.2% |
| Admin fee / account holder | $1,160 | $16,158-92.8% | $13,215-91.2% | $11,407-89.8% |